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Baccarat Rules & Tips

Baccarat Rules

Baccarat is a simple game with only three betting options: the players hand, the dealers hand, or a tie. The winning hand is whoever holds 2 or 3 cards totaling closest to 9. A bet on the players hand pays 1 to 1, a bet on the dealers hand pays 1 to 1 (plus 5% to the house) and a tie results in a 9 to 1 win. After the initial bet, no more bets are placed.

The value of cards are: tens and face cards equal 0, aces count as 1, and cards 2 - 9 are face value.

After all bets have been placed, the dealer continues to deal a 2 card/face up hand to every player and the dealer. If a tie occurs in the game, all tie bets are paid and the hand is over. If anyone recieves 2 cards totaling 9, it is considered a "natural" and the holder automatically wins. If no one is holding a natural 9, a hand with an 8 becomes a natural winner. If any player recieves a 9 or 8 off the bat they automaticly win (unless the dealer holds a 9 and the player an 8).

Third Card Rules

The following baccarat rule chart governs when the player and/or the banker will automatically be dealt (i.e. “draws”) a third card in the baccarat game:

Point Value of First Two Cards:
0 - 5	Draws a card.
6, 7	Stands.
8, 9	“Natural hand”, no further draw.

Point Value of First Two Cards:	Draws when the player’s third card is:	Does not draw when the player’s third card is:
0 - 2	Always draws a card.
3	0 - 9	8
4	2 - 7	0, 1, 8, 9
5	4, 6, 7	0 - 3, 8, 9
6	6, 7	0 - 5, 8, 9
7	Always stands.
8, 9	Player cannot draw.	Player cannot draw.